Home Buying Checklist

Track every important step from property search to registration and possession

Your Home Buying Journey Checklist
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Congratulations! All Steps Completed

You're ready for a smooth home buying journey.

1

Search Property

Browse listings on Bhoomi9, compare properties, shortlist options based on budget, location, size, and amenities.

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2

Shortlist Properties

Finalize 3-5 properties that match your requirements. Compare prices, location advantages, and future growth potential.

Compare at least 3 properties before deciding
3

Site Visit

Visit shortlisted properties in person. Check construction quality, neighbourhood, connectivity, and nearby amenities.

Visit on weekdays AND weekends to check noise levels
4

Verify Legal Documents

Verify property documents: Title deed, Encumbrance certificate, Approved building plan, RERA registration, and tax receipts.

Always consult a property lawyer before signing
5

Apply for Loan

Check your loan eligibility, compare interest rates, and apply for a home loan with the required documents.

Check EMI Loan Eligibility
6

Loan Approval

Get your loan sanction letter, submit property documents to the bank for legal and technical verification, and receive final approval.

7

Registration

Execute the sale deed, pay stamp duty and registration charges, get the property registered in your name at the sub-registrar office.

Calculate Stamp Duty
8

Possession

Take possession of your property. Complete utility connections, get society membership, and plan your move-in.

Congratulations! Your dream home awaits
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Home Buying Tips

Essential advice for a smooth and informed home buying experience

Verify RERA Registration

Always check that the project is RERA registered. This ensures timely delivery and legal compliance.

Check Loan Eligibility Early

Use our loan eligibility calculator to know your borrowing capacity before you start property hunting.

Visit Property Physically

Never rely solely on photos and videos. A physical visit reveals actual construction quality and surroundings.

Verify Legal Documents

Check title deed, encumbrance certificate, approved plan, and tax receipts with a property lawyer.

Compare Multiple Options

Shortlist at least 3-4 properties and compare price, location, amenities, and resale value before deciding.

Plan for Hidden Costs

Budget for stamp duty (5-7%), registration (1%), GST, maintenance deposit, and legal fees beyond the property price.

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Home Buying Checklist FAQs

Common questions about the home buying process

The home buying process involves 8 key steps: 1) Search for properties, 2) Shortlist options, 3) Visit properties, 4) Verify legal documents, 5) Apply for a home loan, 6) Get loan approval, 7) Register the property, and 8) Take possession. Our checklist guides you through each step.
Essential documents include: Identity proof (Aadhaar, PAN), address proof, income documents for loan application, property title deed, encumbrance certificate, approved building plan, RERA registration, tax receipts, sale agreement, and possession letter.
Verify property documents by: checking the title deed for clear ownership, obtaining encumbrance certificate for the last 13-30 years, verifying RERA registration on the state RERA website, cross-checking the approved plan with the local municipal authority, and consulting a property lawyer.
RERA (Real Estate Regulatory Authority) is a government body established to protect home buyers. Builders must register their projects with RERA, deposit 70% of buyer funds in an escrow account, and adhere to promised timelines. RERA provides transparency and accountability in real estate transactions.
Beyond the property price, costs include: stamp duty (5-6% in Maharashtra), registration charges (1%), GST (1% for affordable, 5% for non-affordable), legal fees, home loan processing fee (0.5-1%), valuation charges, maintenance deposit, and property tax.

Your Complete Home Buying Journey

Buying a home is one of the most significant financial decisions you will ever make. From searching for the right property to taking possession, each step requires careful planning and due diligence. Our interactive home buying checklist helps you track your progress across all 8 essential steps, ensuring you don't miss any critical aspect of the process. From verifying legal documents to securing a home loan, every step is designed to guide you toward a successful and stress-free home purchase.

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